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FOCUS
Head Office:
01953 851151

Branch Office:
01603 967851

Email:
info@hfp.co.uk

Business Services

We can help employers devise and implement employee benefit packages to include the following:

  • Group Pensions (Stakeholder, Group Personal Pensions and Personal Accounts)
  • Self Invested Personal Pensions (SIPPs) Small Self Administered Schemes (SSASs)
  • Group Death in Service Schemes
  • Group Income Protection
  • Group Medical Insurance
  • Keyperson Cover
  • Shareholder / Partnership Protection

We will arrange a meeting with you to undertake a comprehensive review of your current business circumstances. From this we will agree your needs, objectives and resources.
Following on from this initial meeting we will use our skills and past experiences to evaluate your needs and objectives and then recommend a suitable course of action to you. Our evaluation will take into account your needs as an employer and also the needs of your employees. At this stage we will also agree with you our fees / commissions for providing the advice as well as implementing and maintaining the new arrangements.

If and when we have agreed our recommendations we will implement these for you and keep you informed at all stages, of our progress.

Our experience tells us that an annual face to face review with each employee can increase staff morale and improve staff retention, thereby providing the maximum benefit to you, the employer. However, the level of service we provide to you and your employees will be tailor-made to meet your requirements. Our usual level of service means that we provide an annual Portfolio Report which provides up to date details and values of all your employee’s savings, investments, pensions and other policies and in addition we will provide an up to date Planning for Retirement Report which analyses your employee’s expected income at retirement.

All of our recommendations will be explained in plain English without using jargon.

We will explain clearly all fees that will be payable.